Down Payment Rules in Ontario: What Every Home Buyer Should Know If you are reviewing down payment rules in Ontario, clarity matters. Across the Greater Toronto Area, the same question appears repeatedly. Is twenty percent required? In most cases, it is not. Under current federal guidelines, properties priced below $1.5 million may qualify with less […]

If you’re trying to understand the first time buyer down payment in Ontario, you’re not alone — especially in the Greater Toronto Area where home prices make planning essential knowing the difference between FHSA vs RRSP for first-time home buyers in Ontario is a great place to start. Between higher home prices, qualification rules, and […]