28 May

Fixed Ontario Mortgage Rates and Bond Yields

Mortgage Renewals

Posted by: Tracey Brock

Bond Yields Explained: Fixed Ontario Mortgage Rate Trends Ontario fixed mortgage rate trends may remain somewhat sticky over the next 12 months. However, rates could still move modestly depending on inflation, oil prices, tariffs, and investor confidence. If you are renewing a mortgage in Ontario right now — especially in the GTA — it can […]

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12 May

Mortgage Renewal Payment Shock in Canada: What Homeowners Can Do Next

Mortgage Tips

Posted by: Tracey Brock

Mortgage Renewal Payment Shock in Canada: What Homeowners Can Do Next Many Canadians are opening their mortgage renewal notices and asking the same question: “How did my payment go up this much?” For some homeowners, the increase is manageable. For others, it feels overwhelming. Across Canada, families are trying to adjust to a very different […]

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19 Feb

Down Payment Rules in Ontario: What Every Home Buyer Should Know

General

Posted by: Tracey Brock

Down Payment Rules in Ontario: What Every Home Buyer Should Know If you are reviewing down payment rules in Ontario, clarity matters. Across the Greater Toronto Area, the same question appears repeatedly. Is twenty percent required? In most cases, it is not. Under current federal guidelines, properties priced below $1.5 million may qualify with less […]

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