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Posted by: Tracey Brock
Your Next Move: Let’s Find the Mortgage Plan That Fits You A rate announcement can leave you wondering whether your payment will change—or whether you should put your homebuying plans on hold. On October 28, 2026, the Bank of Canada increased its overnight policy rate by 0.25 percentage points, from 2.25% to 2.50%. The impact […]
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Is Now a Good Time to Buy a Condo in the GTA? The condo market is changing, and there may be some good news for buyers! If you have been thinking about buying your first home, but have been waiting for the right time, this news may give you a reason to take another look. […]
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Bond Yields Explained: Fixed Ontario Mortgage Rate Trends Ontario fixed mortgage rate trends may remain somewhat sticky over the next 12 months. However, rates could still move modestly depending on inflation, oil prices, tariffs, and investor confidence. If you are renewing a mortgage in Ontario right now — especially in the GTA — it can […]
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Mortgage Renewal Payment Shock in Canada: What Homeowners Can Do Next Many Canadians are opening their mortgage renewal notices and asking the same question: “How did my payment go up this much?” For some homeowners, the increase is manageable. For others, it feels overwhelming. Across Canada, families are trying to adjust to a very different […]
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Down Payment Rules in Ontario: What Every Home Buyer Should Know If you are reviewing down payment rules in Ontario, clarity matters. Across the Greater Toronto Area, the same question appears repeatedly. Is twenty percent required? In most cases, it is not. Under current federal guidelines, properties priced below $1.5 million may qualify with less […]
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If you’re trying to understand the first time buyer down payment in Ontario, you’re not alone — especially in the Greater Toronto Area where home prices make planning essential knowing the difference between FHSA vs RRSP for first-time home buyers in Ontario is a great place to start. Between higher home prices, qualification rules, and […]
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